Oklahoma

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Guthrie, Oklahoma CD Rates – 6-Month

You are viewing rates from banks across Guthrie





Below are the best six-month CD Rates from banks with branches in Guthrie, Oklahoma . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Guthrie, OK - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.05% → 4.95% → 4.52% → 4.26% → 4.36%

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

4.20%

$1,000

15.56

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Rate History: 4.75% → 4.40% → 4.25% → 4.00% → 3.75%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

Rate History: 4.25% → 5.10% → 4.25% → 3.50%

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 24, 2022

I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More

0.55%

$100,000

23.53

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0.51%

$1,000

24.03

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

0.50%

$10,000

21.12

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0.50%

$100,000

24.22

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0.50%

$10,000

22.50

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| Nov 23, 2019

Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

19.58

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0.40%

$10,000

24.22

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0.40%

$10,000

19.40

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0.40%

$10,000

20.16

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0.40%

$100,000

19.08

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0.35%

$10,000

13.16

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0.30%

$10,000

20.68

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0.30%

$10,000

19.08

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.25%

$10,000

13.72

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.20%

$10,000

21.94

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.15%

$10,000

23.53

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.10%

$10,000

23.97

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0.05%

$10,000

22.68

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Guthrie, OK - July 16, 2025


Branch Street City State
Frontier State Bank
Frontier State Bank Branch
5100 South I-35 Service Road Oklahoma City OK
VALOR BANK
Valor Bank Branch
1501 Renaissance Blvd Edmond OK
RCB Bank
Okla City May Ave Branch
11217 N May Ave Oklahoma City OK
Intrust Bank, National Association
Oklahoma City North Branch
8402 Northwest Expressway Oklahoma City OK
JPMorgan Chase Bank, National Association
Rockwell And 122nd Branch
12200 North Rockwell Avenue Oklahoma City OK
Sooner State Bank
The Village Branch
10301 North May Avenue The Village OK
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
1541 North East 23rd Street Oklahoma City OK
Great Plains National Bank
Piedmont Branch
12001 Northwest Expressway Piedmont OK
Bank 7
Bank 7 Branch
1039 Nw 63rd Street Oklahoma City OK
The City National Bank and Trust Company of Lawton, Oklahoma
Britton Branch
9320 North Pennsylvania Avenue Oklahoma City OK
Exchange Bank and Trust Company
Stillwater Branch
4301 W. 6th Stillwater OK
NBC OKLAHOMA
Grand Boulevard Branch
2828 Grand Boulevard Oklahoma City OK
Frazer Bank
Frazer Bank Branch
3823 South Blvd. Edmond OK
Prosperity Bank
Ok-Northwest Branch
6809 North Meridian Street Oklahoma City OK
Quail Creek Bank
Quail Creek Bank, National Association Branch
12201 North May Avenue Oklahoma City OK
Exchange Bank and Trust Company
Stillwater Branch
4301 W. 6th Stillwater OK
The Bank of the West
4801 Gaillardia, Suite 190 Branch
4801 Gaillardia, Suite 190 Oklahoma City OK
Legacy Bank
Oklahoma City Branch
13216 N Macarthur Oklahoma City OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
Prism Bank
Mulhall Branch
Main And Sullivan Streets Mulhall OK
First National Bank of Oklahoma
First National Bank Of Oklahoma Branch
10900 Hefner Pointe Drive Oklahoma City OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
First Fidelity Bank
Macarthur Boulevard Branch
12215 N Macarthur Blvd Oklahoma City OK
Community State Bank
Cashion Branch
103 South Main Cashion OK
UMB Bank, National Association
Penn Square Branch
2079 Penn Sq Oklahoma City OK
Prosperity Bank
Ok-Northwest Branch
6809 North Meridian Street Oklahoma City OK
BancFirst
Bancfirst-Piedont Branch
410 Piedmont Rd Piedmont OK
F&M Bank
Piedmont Branch
1216 Piedmont Road Piedmont OK
BancFirst
Bancfirst-Piedont Branch
410 Piedmont Rd Piedmont OK
First Security Bank and Trust Company
First Security Bank And Trust Compan Branch
1541 North East 23rd Street Oklahoma City OK
BancFirst
Bancfirst-Piedont Branch
410 Piedmont Rd Piedmont OK
Valliance Bank
Valliance Bank Branch
1601 N. W. Expressway Oklahoma City OK
Commerce Bank
Oklahoma City Branch
1001 N.W. 63rd Street Oklahoma City OK
First-Citizens Bank & Trust Company
West Memorial Road Branch
4501 West Memorial Road Oklahoma City OK


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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